Personal Insurance is not a commodity with just a price associated with it. Home, auto and related coverages are not a one size fits all proposition, where the lowest price is always the goal. Personal Insurance is an important part of an individual or family's financial plan. Coverage can be complicated and assistance is needed to choose the right protection. The agent you choose is a critical decision for analyzing your needs, selecting the appropriate coverage program and obtaining competitive premiums. Not all companies and agents are the same!

MI&I has the experience and expertise to review your personal exposures to loss and develop the right package of coverage that fits your budget. We look at your personal situation and all the variables that can affect your insurance. You will receive good information and recommendations to help you make informed decisions. Your account is backed up with state of the art technology and unsurpassed service, especially at claim time. Montgomery Insurance and Investments has been writing personal insurance throughout the Miami Valley for over forty-five years. We don't just quote a policy. It is our desire to build a long-term relationship with you and earn your business with every contact.

Your personal exposures to loss are analyzed and your account serviced through the use of the following:

Personal Interviews
Motor vehicle records
Fact finding questionnaires
Financial/Credit Scoring
Replacement cost evaluations
Claim reporting network CLUE
Dwelling inspections
Insurance company resources
Coverage checklists
Specialized property appraisals
Applications
24 Hour claim service
Timely information
State of the art technology


Personal insurance products and coverage written by Montgomery Insurance and Investments include:

Homeowner including high value homes
Bonds
Auto
Financial responsible filings
Umbrella
Secondary Residence
Jewelry & other personal articles
Vacant Land
Rental Dwelling
Travel accident
Condo owners
Tenants policies
Farm Owners
Specialty or Antique Auto
In-Home Business
Watercraft
Recreational Vehicles
Motorcycles

We represent some of the best companies in the region that are known for financial strength, modern insurance programs, excellent customer and claim service and competitive rates:

Cincinnati Insurance Company
Westfield Group
Auto-Owners
Western Reserve Group
Allstate
Progressive
Miami Mutual

SERVICES : Personal Insurance
DANGERS OF LOWERING OR CANCELLING AUTO INSURANCE TO SAVE MONEY
Aug 28, 2009 by Courtesy of Insurance Newscast

Unfortunately, many of United States residents have been impacted negatively by the downturn of the economy often leading to the unwise decision of either lowering or cancelling automobile insurance coverage to save money. MORE


SERVICES : Personal Insurance
A VALUABLE HOMEOWNERS POLICY COVERAGE IN THE NEWS
May 11, 2009 by Courtesy of Insurance Newscast

During the recent wildfires in South Carolina, homeowners who had either been evacuated from their homes or lost them to the fires were able to take some comfort in Coverage D—Loss of Use, an important coverage provided to them by their homeowners insurance policy. MORE


SERVICES : Personal Insurance
PURCHASE SPECIAL INSURANCE FOR YOUR HOME-BASED BUSINESS
Jan 16, 2009 by Courtesy of International Risk Management Institute, Inc.

The United States has experienced a rapid growth in home-based businesses in the last decade. The U.S. Census Bureau reports that there are now more than 11 million home-based businesses in the country, a figure that is expected to rise in the coming years.
MORE


SERVICES : Personal Insurance
RENTER'S INSURANCE VALUABLE PROTECTION FOR MANY CONSUMERS
Dec 29, 2008 by Courtesy of Insurance Newscast

Unlike most homeowners, renters have a choice when it comes to purchasing insurance. While homeowners insurance is usually a requirement for a mortgage, renter’s insurance is an option many consumers forego on the assumption that it is an unneeded additional expense.
MORE








Personal Insurance

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Commercial Insurance

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Financial Services

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Xenia: 114 South Detroit Street • Xenia, OH 45385 • (937) 372-7646
Jamestown: 1 West Washington Street • Jamestown, OH 45335 • (937) 675-9321
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