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Educational Investment Counseling Supported by a Planning Approach
We consider our client's needs and objectives, including time horizon, risk tolerance and tax situation when developing investment portfolios. Based on these factors, we develop a strategic asset allocation plan for each client. This process diversifies portfolio assets into multiple investment disciplines within equities, bonds and cash. We encourage regular reviews and adjust portfolios when necessary due to changes in investment performance and our client's needs and objectives. We believe that financial planning is a process, not an event. We are committed to providing you with the trust and quality customer service you expect and deserve. The Planning Checklist: Cash Flow Management Short term Intermediate term Long term Savings Management Emergency reserve College funding Financial independence Retirement Risk Management Property & Casualty Health insurance Disability insurance Life Insurance Long term care insurance Estate & Tax Strategies Services Provided: Personal/Family Planning Services Risk analysis/Investment profile Current portfolio analysis Survivor Needs Analysis Retirement Planning Estate Planning College Education Funding Long term care Annual account reviews Business Planning Services Keyman Life Buy-sell funding Executive bonus funding Deferred compensation plans Disability buyout Plans Offered: Investent Plans IRA rollovers IRAs Roth IRAs Roth Conversions Tax sheltered annuity* Fixed & variable annuities* Mutual funds* Municipal bonds/UITs* Stock & bond trading* 529 Plans for college savings* Business Retirement Plans Pension plans Profit sharing plans SEP plans 401-K plans Simple plans TSA (Tax sheltered annuities)* Retirement plan distributions Insurance Plans Term life Variable life* Universal life Survivorship life Juvenile life Whole life Disability income Long term care (LTC) Financial Services Staff Investment Advisor Representatives Eric Montgomery - ext. 114 monty@montinsinv.com Don Cain - ext. 113 dcain@montinsinv.com Division Manager, Investment Advisor Representative Roy Montgomery, CLU, ChFC - ext. 112 roy@montinsinv.com Computer Operator/Admin. Asst. Mary Cox - ext. 117 mcox@montinsinv.com Administrative Assistant Anna Washburn - ext. 115 awashburn@montinsinv.com DISCLAIMER - Securities and investment advisory services offered by registered representatives and investment adviser representatives of Tower Square Securities, Inc., a member of FINRA / SIPC. Montgomery Insurance and Investments Agency, Inc. is not a registered investment advisor or a securities brokers dealer and has no affiliation with Tower Square Securities, Inc. Eric Montgomery is licensed in AL, CA, CO, FL, IL, IN, KY, MA, MI, MO, NC, OH, PA, VA, VT, and WI for the sale of security products. Roy Montgomery is licensed in AL, CA, CO, FL, GA, HI, IA, IL, IN, KY, MA, MI, MN, MO, NC, NJ, NY, OH, OR, PA, RI, TX, VA, VT, WI and WV for the sale of security products. Don Cain is licensed in MO, NC and OH for the sale of security products. Privacy Statement for Tower Square Securities |
SERVICES : Financial Services UNCERTAIN ABOUT SAVINGS, RETIREES TIGHTEN BELTS, SEEK ADVICE Jul 15, 2009 by Courtesy of Insurance Newscast The number of retirees who say they are worried about financial security has more than doubled in the past year, and many are tightening budgets or seeking professional financial advice.  MORESERVICES : Financial Services AMERICANS IGNORING INCOME PROTECTION OF DISABILITY INSURANCE May 5, 2009 by Courtesy of Insurance Newscast Most American workers are not covered by disability insurance, yet according to the results of a national survey released by Assurant Employee Benefits today, nearly half (47 percent) are confident they would have adequate insurance should they suffer a disabling injury or illness, even if facing a negative job change. Assurant Employee Benefits commissioned the survey in late March to better understand consumers' concerns about losing dental, life and/or disability insurance coverage due to a job change or loss. MORESERVICES : Financial Services MAKE A NEW YEAR'S RESOLUTION TO BECOME MORE FISCALLY FIT IN 2009 Jan 12, 2009 by Courtesy of Insurance Newscast Given the current economic climate, improving one’s personal savings habits is high on everyone’s list of New Year’s resolutions. To help you act on this resolve, MetLife is offering a series of free brochures on savings and investing basics. The brochures are available by calling 1-800-MET-LIFE (1-800-638-5433) or by visiting www.metlife.com. MORESERVICES : Financial Services FIVE NEW YEAR'S RESOLUTIONS TO HELP YOUR PERSONAL FINANCES Jan 8, 2009 by Courtesy of Insurance Newscast While it is important to make prudent financial choices in good times as well as bad, with the economy hitting a rough patch many Americans are taking a closer look at their budget to ensure they are making the right financial decisions for their family in the new year. The Center for Economic and Entrepreneurial Literacy (CEEL), www.Econ4U.org offers five easy-to-keep New Year’s resolutions which can help you manage your budget in 2009. MORE |
Personal Insurance CONSIDER BUYING EARTHQUAKE INSURANCE OHIO HOMEOWNERS AVERAGE INSURANCE PREMIUM INCREASED SLIGHTLY IN 2007 Commercial Insurance No articles available. Employee Benefits HEALTHY LIFESTYLE TIPS FOR PREVENTING INFECTIONS Financial Services LTCI for EXECUTIVES: THE MISSING LINK FIVE STEPS TO RETIRING ON TIME |
| Xenia: 114 South Detroit Street • Xenia, OH 45385 • (937) 372-7646 Jamestown: 1 West Washington Street • Jamestown, OH 45335 • (937) 675-9321 |
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