|
Educational Investment Counseling Supported by a Planning Approach
We consider our client's needs and objectives, including time horizon, risk tolerance and tax situation when developing investment portfolios. Based on these factors, we develop a strategic asset allocation plan for each client. This process diversifies portfolio assets into multiple investment disciplines within equities, bonds and cash. We encourage regular reviews and adjust portfolios when necessary due to changes in investment performance and our client's needs and objectives. We believe that financial planning is a process, not an event. We are committed to providing you with the trust and quality customer service you expect and deserve. The Planning Checklist: Cash Flow Management Short term Intermediate term Long term Savings Management Emergency reserve College funding Financial independence Retirement Risk Management Property & Casualty Health insurance Disability insurance Life Insurance Long term care insurance Estate & Tax Strategies Services Provided: Personal/Family Planning Services Risk analysis/Investment profile Current portfolio analysis Survivor Needs Analysis Retirement Planning Estate Planning College Education Funding Long term care Annual account reviews Business Planning Services Keyman Life Buy-sell funding Executive bonus funding Deferred compensation plans Disability buyout Plans Offered: Investent Plans IRA rollovers IRAs Roth IRAs Roth Conversions Tax sheltered annuity* Fixed & variable annuities* Mutual funds* Municipal bonds/UITs* Stock & bond trading* 529 Plans for college savings* Business Retirement Plans Pension plans Profit sharing plans SEP plans 401-K plans Simple plans TSA (Tax sheltered annuities)* Retirement plan distributions Insurance Plans Term life Variable life* Universal life Survivorship life Juvenile life Whole life Disability income Long term care (LTC) Financial Services Staff Investment Advisor Representatives Eric Montgomery - ext. 114 monty@montinsinv.com Don Cain - ext. 113 dcain@montinsinv.com Division Manager, Investment Advisor Representative Roy Montgomery, CLU, ChFC - ext. 112 roy@montinsinv.com Computer Operator/Admin. Asst. Mary Cox - ext. 117 mcox@montinsinv.com Administrative Assistant Anna Washburn - ext. 115 awashburn@montinsinv.com DISCLAIMER - Securities and investment advisory services offered by registered representatives and investment adviser representatives of Tower Square Securities, Inc., a member of FINRA / SIPC. Montgomery Insurance and Investments Agency, Inc. is not a registered investment advisor or a securities brokers dealer and has no affiliation with Tower Square Securities, Inc. Eric Montgomery is licensed in AL, CA, CO, FL, IL, IN, KY, MA, MI, MO, NC, OH, PA, VA, VT, and WI for the sale of security products. Roy Montgomery is licensed in AL, CA, CO, FL, GA, HI, IA, IL, IN, KY, MA, MI, MN, MO, NC, NJ, NY, OH, OR, PA, RI, TX, VA, VT, WI and WV for the sale of security products. Don Cain is licensed in MO, NC and OH for the sale of security products. Privacy Statement for Tower Square Securities |
SERVICES : Financial Services LTCI for EXECUTIVES: THE MISSING LINK Feb 25, 2010 by Allan Checkoway courtesy of ProducerWeb.com There is little recognition of the importance of asset preservation. Successful investment programs must dovetail to be asset accumulation with asset preservation, followed by the careful distribution of one's assets to their heirs. Regrettably, the most carefully designed financial plans eventually become vulnerable to the expense of long term care and final illness.  MORESERVICES : Financial Services FIVE STEPS TO RETIRING ON TIME Feb 9, 2010 by Courtesy of Insurance Newscast “Retirement is meant to be enjoyed, not feared due to financial concerns. There are basic steps each of us can take to achieve a secure retirement.” MORESERVICES : Financial Services MORE THAN HALF OF AMERICANS SURVEYED LACK A PROPER FINANCIAL PLAN IN CASE OF THE LOSS OF THE FAMILY BREADWINNER Sep 25, 2009 by Courtesy of Insurance Newscast American families are reporting an increased desire for financial protection in these times of economic crisis, but do not have the proper financial strategy in place to fund their families’ future, according to a new survey released today and sponsored by New York Life Insurance Company. According to the survey, 83% of Americans 30 and older agree that the economic crisis has increased their desire to provide financial protection for their family. Adults aged 30 to 49 (88%) and parents with children under 18 (88%) are particularly likely to have this desire. MORESERVICES : Financial Services NEW RESEARCH FROM THE HARTFORD INDICATES FEW AMERICANS FULLY UNDERSTAND THEIR EMPLOYER'S RETIREMENT SAVINGS PLAN Sep 10, 2009 by Courtesy of Insurance Newscast One in three Americans say they have little or no understanding of their retirement plan and three in four do not understand it completely; findings underscore need for education MORE |
Personal Insurance CONSIDER BUYING EARTHQUAKE INSURANCE OHIO HOMEOWNERS AVERAGE INSURANCE PREMIUM INCREASED SLIGHTLY IN 2007 Commercial Insurance No articles available. Employee Benefits HEALTHY LIFESTYLE TIPS FOR PREVENTING INFECTIONS Financial Services LTCI for EXECUTIVES: THE MISSING LINK FIVE STEPS TO RETIRING ON TIME |
| Xenia: 114 South Detroit Street • Xenia, OH 45385 • (937) 372-7646 Jamestown: 1 West Washington Street • Jamestown, OH 45335 • (937) 675-9321 |
| L0609044913 [exp 0710] [AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY] [DC, GU, MP, PR, VI] |