SERVICES : Financial Services
MAKE A NEW YEAR'S RESOLUTION TO BECOME MORE FISCALLY FIT IN 2009
Jan 12, 2009 by Courtesy of Insurance Newscast

Given the current economic climate, improving one’s personal savings habits is high on everyone’s list of New Year’s resolutions. To help you act on this resolve, MetLife is offering a series of free brochures on savings and investing basics. The brochures are available by calling 1-800-MET-LIFE (1-800-638-5433) or by visiting www.metlife.com.

According to MetLife research, approximately half of U.S. workers with children under the age of 18 manage their finances by living paycheck-to-paycheck – leaving little room for college savings or planning for retirement. In this age of economic uncertainty, experts recommend setting aside a three-to-six-month income equivalent to weather the storm in the event of an emergency.

“The key to financial security is establishing a savings plan. You need to start small, even if it’s saving just ten or twenty dollars a month,” said Donna DeMaio, President of MetLife Bank, an affiliate of MetLife. “With savings at an all-time low for most Americans, people are putting themselves and their families at risk should something unfortunate happen, such as a health emergency or job loss. The good news is that it’s never too late to start saving, and it’s a lot easier than people think.”

To help people learn more about savings and investing and beginning a savings plan, MetLife offers two free brochures: “Investing and Money Basics” and “Building Financial Freedom.” “Investing and Money Basics” serves as a primer on investment styles, types of investments and retirement investment vehicles. From savings accounts and CDs to bonds and annuities, this brochure helps potential investors recognize their investment styles, understand the risk/reward relationship, and learn about diversifying investments. “Building Financial Freedom” provides valuable information on how consumers can seize control of their finances and start planning for the future, by understanding the basics of investing and the appropriate steps to prepare financially for the future. (Note: investment products are not FDIC insured, are not bank deposit obligations, and may lose value.)

MetLife also offers a variety of web-based calculators designed to help make sense of things, including calculators that can help you determine the best way to save money, make a plan toward retirement, and take the guesswork out of mortgages. A mortgage calculator that can help calculate monthly mortgage payments in the event of a new home purchase, is available on www.metlife.com, as well as calculators on retirement savings and a retirement income IQ quiz. Calculators that can help determine how much you are saving, as well as how much of your monthly mortgage payment goes toward principal and interest over the life of a loan, are available at www.metlifebank.com.

MetLife Bank, NA (Member FDIC) is a federally chartered bank offering a wide array of products, including high-yield savings, certificates of deposit, money market accounts, individual retirement accounts and residential mortgages. For more information, please visit www.metlifebank.com. MetLife Bank is a subsidiary of MetLife, Inc. (NYSE: MET), a leading provider of insurance and financial services with operations throughout the U.S. and the Latin America, Europe and Asia Pacific regions.

MetLife is the trade name of Metropolitan Life Insurance Company. MetLife Bank, N.A., Member FDIC, Equal Housing Lender




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Montgomery Insurance and Investments Agency, Inc. is a locally owned and operated independent insurance agency with specialists in personal and commercial insurance, financial services including investments and employee benefits. They have two conveniently located offices in the downtown areas of Jamestown and Xenia.



Left to right: Jim Saner, Eric Montgomery, Brad Montgomery and Roy Montgomery.


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DISCLAIMER - Securities and investment advisory services offered through Tower Square Securities, Inc., a member of FINRA / SIPC. Montgomery Insurance and Investments Agency, Inc. is not a registered investment advisor or a securities brokers dealer and has no affiliation with Tower Square Securities, Inc.

Eric Montgomery is licensed in AL, CA, FL, GA, IL, IN, MA, MI, MO, NC, OH, VA, VT, WI, WV for the sale of security products. Roy Montgomery is licensed in OH for the sale of security products. Don Cain is licensed in OH for the sale of security products.








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