SERVICES : Personal Insurance TIPS YOU CAN USE: CELL PHONES AND DRIVER DISTRACTIONS Apr 20, 2008 by Courtesy of International Risk Management Institute, Inc. According to the National Highway Traffic Safety Administration, driver distractions are a contributing cause in approximately 25 percent of all motor vehicle crashes or about 1.2 million accidents. However, distractions can be hard to quantify, and the number of accidents due to driver distractions is difficult to define. What can further complicate matters is that there may be more than one distraction, such as eating while chastising a child in the backseat. In addition, vehicles have become much more sophisticated with options such as navigation systems, DVD players, and video games. Cell phones are considered one of the leading driver distractions. As a result, more and more communities are placing restrictions on drivers' use of cell phones. The following tips are offered to motorists in regards to cell phone use in vehicles. * You should wait until the car trip is complete before placing a call. * Your cell phone's voice mail feature should answer a call while you are driving. * Absolutely essential calls should only be performed while stopped. However, it is not wise to pull over on the side of the road, where a rear-end collision is possible. Instead, you should pull into a parking lot to perform this task. * The phone should be placed where it is easy to see and reach. * You should take advantage of speed dialing capabilities. * You should never drive and talk on the cell phone during stressful, emotional, or complex discussions since the risk of an accident is heightened. * You should consider using a hands-free cellular phone since some studies indicated that these are safer to use. * You should never text message while driving.
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Montgomery Insurance and Investments Agency, Inc. is a locally owned and operated independent insurance agency with specialists in personal and commercial insurance, financial services including investments and employee benefits. They have two conveniently located offices in the downtown areas of Jamestown and Xenia.
Left to right: Jim Saner, Eric Montgomery, Brad Montgomery and Roy Montgomery. "Prompt efficient service." - Paul & Edith Calloway DISCLAIMER - Securities and investment advisory services offered through Tower Square Securities, Inc., a member of FINRA / SIPC. Montgomery Insurance and Investments Agency, Inc. is not a registered investment advisor or a securities brokers dealer and has no affiliation with Tower Square Securities, Inc. Eric Montgomery is licensed in AL, CA, FL, GA, IL, IN, MA, MI, MO, NC, OH, VA, VT, WI, WV for the sale of security products. Roy Montgomery is licensed in OH for the sale of security products. Don Cain is licensed in OH for the sale of security products. |
| Xenia: 114 South Detroit Street • Xenia, OH 45385 • (937) 372-7646 Jamestown: 1 West Washington Street • Jamestown, OH 45335 • (937) 675-9321 |
| CD200601302 Exp 07/2007 |